Medicare Plans & Enrollment Help in Philadelphia and Across Our 12 Licensed States
When you’re exploring Medicare plans in Philadelphia—or anywhere from New Jersey to Florida—the process can feel overwhelming. As your local Medicare insurance broker, The Medicare Mensch is here to explain your options, compare plans, and guide you through enrollment. Whether you’re in Fishtown, Cherry Hill, Dover, or Miami, we make Medicare decisions easier with clear, personalized advice.
Understanding Your Medicare Choices
Medicare isn’t one-size-fits-all. You can choose Medicare Advantage (Part C), stick with Original Medicare plus a Medicare Supplement (Medigap), and add Medicare Part D for prescription coverage. Each path has unique benefits, costs, and rules, and the right choice depends on your health, budget, and where you live.
Medicare Advantage (Part C)
These plans are offered by private insurers and bundle your Part A, Part B, and often Part D coverage into one plan. Many include extras like dental, vision, hearing, and wellness benefits. In Philadelphia and surrounding counties, Medicare Advantage plans are offered by carriers like Aetna, Humana, and Independence Blue Cross.
Medicare Supplement (Medigap) Plans
If you prefer the freedom to see any Medicare-accepting provider nationwide, a Medigap plan can fill the “gaps” in Original Medicare. Popular options like Plan G or Plan N can lower your out-of-pocket costs for doctor visits and hospital stays. We compare rates from trusted carriers so you find a plan that meets your needs.
Medicare Part D Prescription Plans
Medicare Part D is prescription drug coverage, offered separately or included in many Medicare Advantage plans. Choosing the right plan means matching your medication list with a plan’s formulary to keep your costs low.
When and How to Enroll
Your Initial Enrollment Period starts three months before your 65th birthday and ends three months after. If you’re still working past 65, you may qualify for a Special Enrollment Period later. We’ll walk you through the exact timing so you avoid costly penalties.
Why Work With The Medicare Mensch?
We explain your options in plain language, not industry jargon.
You’ll see plans from multiple carriers—not just one company.
Nearly 50 five-star reviews from clients who value our long-term approach.
Licensed in 11 states, so if you move or split time between homes, we can still be your trusted advisor.
Let’s Compare Plans Together
Schedule a free consultation to review Medicare Advantage, Medigap, and Part D plans side by side. We’ll help you choose coverage that fits your lifestyle—whether you’re in Philadelphia, South Jersey, Delaware beaches, or the mountains of North Carolina.